Senior Software Engineer

San Francisco
August 20, 2025
I'm interested
Salary
$
190000
 - 
$
225000
Job Type
Full Time
Years of Experience
5
 - 
10
 years
Industry
Insurance

Job Description



Toast is recruiting on behalf of this company for a Senior Software Engineer to join their San Francisco team. This company is redefining the $10T global insurance industry through a powerful combination of AI-driven automation and embedded fintech, helping thousands of businesses streamline financial operations.

As a Senior Software Engineer, you will play a key role in shaping product development, leading technical initiatives, and working directly with customers to build scalable, high-impact financial tools. You’ll collaborate in a fast-paced environment with a tight-knit team and contribute to a platform that is processing billions of dollars annually.
 

Responsibilities



First 30 Days:
  • Deeply understand the platform, product offerings, and customer workflows by collaborating with internal teams and customers.
  • Begin contributing to user-facing product features using Ruby on Rails and Next.js.
  • Work closely with designers and product managers to deliver thoughtful solutions to customer challenges.

First 60 Days:
  • Lead development of end-to-end features that process large-scale insurance payments.
  • Build intuitive, performant user interfaces that support complex financial operations.
  • Enhance internal tools to improve operational efficiency.
  • Continuously improve code quality through monitoring and proactive iteration.

Ongoing:
  • Translate complex customer needs into scalable, production-ready solutions.
  • Help build a robust point-of-sale system tailored to the insurance industry.
  • Integrate AI to automate time-consuming tasks for back-office teams.
  • Influence the technical direction and scalability of the platform as it grows.
  • Mentor fellow engineers, providing code reviews and technical guidance.
 

Requirements

 
  • 5+ years of experience in full stack or backend web development.
  • At least 3 years working in a high-growth startup environment.
  • Strong experience with relational databases.
  • Demonstrated ability to build and scale user-centric products.
  • Eagerness to learn and solve complex business problems with technology.

Nice to Have:
  • Familiarity with Ruby on Rails and/or Next.js.
  • Experience developing external APIs or integrating with platforms like Salesforce.
  • Background in building fintech, checkout, or insurance-related applications.
 

Benefits

 
  • Competitive base salary between $190,000 – $225,000, with meaningful equity.
  • 100% of health premiums covered for employees and dependents.
  • 401(k) plan with employer matching.
  • Unlimited paid time off.
  • Monthly company-paid commuter benefits.
  • Paid parental and family leave.
  • Complimentary in-office lunch.
  • Team outings and company off-sites.
  • Dog-friendly office culture.

Toast's Process

1. Application Review

Submit your application, including your resume and cover letter, through our online portal. Our team will carefully review your qualifications and experiences. We take pride in responding promptly, so if your application aligns with our current opportunities, you’ll hear back from us with next steps. Your journey with Toast begins here, and we’re excited to see what you bring to the table!

2. Vetting Call

If your application is successful, we’ll schedule a vetting call with a member of the Toast team. This 30-45 minute informal conversation is designed for us to get to know you better and assess your skills. Be prepared to discuss your past projects, the challenges you’ve tackled, and the impact you’ve made. This is your chance to shine and show us why you’re a great fit for the roles we offer.

3. Profile Creation

Once you’ve impressed us in the vetting call, we’ll create an unbiased profile that highlights your experience while minimizing common biases. Instead, we focus on your skills, industry experience, and the impact you’ve made. This way, your profile reflects your true potential and accomplishments.

4. Client Submission

After crafting your unbiased profile, we submit it to our trusted clients. We work closely with these clients to ensure they understand the value you bring. Throughout their interview process, we remain by your side, providing support and guidance. Our goal is to help you navigate the hiring process smoothly and confidently, ensuring you have the best chance to secure a role that fits your skills and aspirations.