Software Engineer

San Francisco
August 20, 2025
Salary
$
160000
 - 
$
190000
Job Type
Full Time
Years of Experience
2
 - 
5
 years
Industry
Insurance

Job Description



Toast is recruiting on behalf of this company for a Software Engineer to join their growing team in San Francisco. This company is building the first finance automation platform tailored specifically for the insurance industry, combining AI and embedded fintech to modernize a $10T global market.

As a Software Engineer, you will contribute to core product development using Ruby on Rails and Next.js, while collaborating closely with designers, product managers, and directly with customers. This is an opportunity to make a tangible impact in a small, high-performing team, working on products that process billions of dollars annually and support thousands of insurance businesses.
 

Responsibilities



First 30 Days:
  • Learn the product and customer workflows by pairing with team members and engaging directly with users.
  • Begin contributing to user-facing projects using Ruby on Rails and Next.js.
  • Partner cross-functionally to design and build solutions to customer challenges.

First 60 Days:
  • Take ownership of key product features that handle millions in transactions.
  • Build intuitive, reliable UI components that support financial operations.
  • Create internal tools to support customer success and streamline operations.
  • Monitor product quality and iterate on technical improvements.

Ongoing:
  • Develop scalable, customer-informed solutions that shape the future of financial automation in insurance.
  • Contribute to building a best-in-class insurance checkout and point-of-sale system.
  • Automate operational processes using AI, enhancing accuracy and efficiency.
  • Support platform scalability through thoughtful architectural decisions and mentoring teammates.
 

Requirements

 
  • 2+ years of experience as a full stack or backend web developer.
  • Background in growth-stage startup environments.
  • Strong understanding of relational databases.
  • Proven ability to build and scale customer-facing web products.
  • Motivated by problem-solving and continuous learning.

Nice to Have:
  • Familiarity with Ruby on Rails and/or Next.js.
  • Experience with external APIs or platforms like Salesforce.
  • Prior work in fintech, payments, or insurance-related applications.
 

Benefits

 
  • Competitive salary range of $160,000 – $190,000, plus meaningful equity.
  • 100% health premiums covered for employees and their dependents.
  • 401(k) with employer matching options.
  • Unlimited paid time off.
  • Monthly commuter benefits.
  • Paid parental and family leave.
  • Complimentary lunch for in-office employees.
  • Dog-friendly office environment.
  • Regular team outings and company off-sites.

Toast's Process

1. Application Review

Submit your application, including your resume and cover letter, through our online portal. Our team will carefully review your qualifications and experiences. We take pride in responding promptly, so if your application aligns with our current opportunities, you’ll hear back from us with next steps. Your journey with Toast begins here, and we’re excited to see what you bring to the table!

2. Vetting Call

If your application is successful, we’ll schedule a vetting call with a member of the Toast team. This 30-45 minute informal conversation is designed for us to get to know you better and assess your skills. Be prepared to discuss your past projects, the challenges you’ve tackled, and the impact you’ve made. This is your chance to shine and show us why you’re a great fit for the roles we offer.

3. Profile Creation

Once you’ve impressed us in the vetting call, we’ll create an unbiased profile that highlights your experience while minimizing common biases. Instead, we focus on your skills, industry experience, and the impact you’ve made. This way, your profile reflects your true potential and accomplishments.

4. Client Submission

After crafting your unbiased profile, we submit it to our trusted clients. We work closely with these clients to ensure they understand the value you bring. Throughout their interview process, we remain by your side, providing support and guidance. Our goal is to help you navigate the hiring process smoothly and confidently, ensuring you have the best chance to secure a role that fits your skills and aspirations.